Paid up! Freed from the shackles of credit card debt!!!

We did it! No more credit card debt!!!! And we fulfilled our 2014 New Year's resolution to eliminate $300/month from our expenses! Woohoo! 

There are bloggers out there that with amazing debt success stories-"I paid off 25k in 6 months!" "We Paid of 50k in 2013!" and "We paid off 100k in 5 years!"  That is incredible...but that is not our story.

Things moved a lot slower here. And that's okay cause we still accomplished our goal.  And it took us 6 years to pay off that $20k of debt, a combination of credit card and medical(And $30k if you include the vehicle we paid off in that time).  I feel like this is a much more achievable pace for most. Mr. Cheaper has a good job that he loves, but it doesn't have a six figure income. And during that time 6 years he changed jobs three times. I worked part-time from home during those years so that I could care for the kids full-time. There were times it was downright awful and depressing, but we buckled down, made goals and lifestyle changes, and then stuck with them.  We learned so much during the difficult times.  It sucked, but I wouldn't wish that experience away because we learned so much. We really have taken that terrible situation and turned into a new life.  A cheaper, happier life!

So what's next for the Cheapers? This is certainly not the end of living cheaper for us. A)We still have medical debt cause babies aren't free(or even cheap), and B)we never want to fall back down the credit card debt rabbit hole.  We are currently hammering out some options for our 2015 goals.  Have I mentioned that this fiscally responsible life takes a whole lot of planning? We will share our new plans very soon. Promise.

So don't get discouraged if you can't pay off your debt at someone else's an astonishingly fast pace.  Set some goals, make some changes, and just move forward at your own pace.  Enjoy your new cheaper lifestyle!