2014 was amazing because, well, this happened...
...and lots of other great things too that pale in comparison to the joy of Jr.-a job promotion, weddings, kindergarten and achieving some of our big long-term goals! We have big things on the docket for 2015 too!
Resolutions:
-$5 Bill Savings Plan-Every time we receive a $5 bill this year we are going to save it. I thought this would be hard but it is an relatively painless way to save. We've save over $100 so far. So yeah, we are digging on this resolution!
-Pay off my student loans-Odds are you got them too. They drag on FOREVER!
-Keeping up on paper clutter- Mail, receipts, school papers-its adds up quick if you don't have a good system. I cannot believe the barrage of papers that sent home from school! I am trying a few new things to keep up on all the paper clutter-art display for Lil' Miss(a la Pinterest) and the weekly basket for receipts, mail and misc. paperwork, and a new portable file tote. The idea is to sit down once a week and process the basket. Ideally, it would be the same day and time each week and become routine. Well, its not routine yet and I still need to break Mr. Cheaper's habit of leaving papers wherever. Nevertheless, it is an improvement....and a work in progress. Once I figure it out, I'll share what I've learned.
-YNAB(You Need a Budget)-This one is my favorite! I totally geek out on tracking and analyzing income and expenses. For years, we had used the now discontinued MS Money for tracking. It was like a member of our family. After the demise of our computer with the MS Money, I decided to give Mint.com a try. It was just not detailed enough for me. We made the switch to YNAB on December 31. It is more similar to my beloved MS Money, and so far, I am happy(it may even be growing into love).
So that's what we've been up to in the first part of 2015. Still going strong on our resolutions...are you, friend?
