Can you even remember your 2014 New Year resolution? Good intentions are often abandoned by the end of January. Well, its December 1 so there is still one more month to work towards that resolution. The Cheapers have not let our resolution fall by the wayside. We set the lofty goal of eliminating $300 of monthly expenses from our budget! Yes, that is a big number. Yes, I am still feeding the family(and with the same food budget). We haven't smashed that $300 mark yet, but we haven't given up either.
Here is where we have saved:
- Gym Membership- $74/month
Cancelled that sucker! We just had a baby, so we are pretty busy. I'd rather plunk him in the stroller and take a walk as a family than spend my time alone on a treadmill just staring at the wall. - Car Insurance-$37/month
Our insurance agent was able to find us a policy that cost less and included more things. Ask your agent about possible changes. They are experts in their field(if they aren't, find a new agent), so use their experience to your advantage. - Internet Service-$17/month(we do not have cable)
First, look at your bill and see what you are actually being billed for. We were being billed $7/month for the use of the internet provider's modem. We were able to purchase a compatible modem for $30 with shipping and return the company's modem. We also called to make sure that we were receiving the absolute lowest price possible for our monthly service. - Cell phone service-$83/month
We switched to Ting. Read about it here.
That is $211/month so far! We hope to pay off the last little bit of credit card debt by the ending of the month and smash our 2014 resolution. Stay tuned! I cannot wait to celebrate the demise of our credit card debt!!!!
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